Financial Advice Blog
Welcome to the Rutherford Hughes Financial Advice blog, where we publish regular articles, videos and podcast related to Financial Advice, ESG Investing, Inheritance Tax and more.
Make sure to check back on a regular basis to see what we have added to our Financial Advice Blog.
IHT Planning and Pensions
IHT Planning and Pensions Until the 2024 Budget, the best available Inheritance Tax plan was the personal pension. This is because there is tax relief on contributions, the fund builds up in a tax advantaged environment and there is no IHT on death. However, Rachel Reeves in her Budget decided…
The value of independent financial advice
When someone deals with a financial adviser for the first time, they want to know that the adviser is acting in their best interests, that they will get the best advice and the best products available. How can the client be sure of this? There cannot be any guarantee, but…
IHT Planning and Pension Tax Free Cash
Since 2015, pensions have been the best Inheritance Tax planning tool available but, as we all know, the Chancellor is set to change that from 6th April 2027. From 6th April 2027, income tax and IHT will apply to what your beneficiaries take from your pension pot after you die.…
Can you reclaim IHT after stock market falls?
Most of us are aware that IHT is levied based upon the value of the estate at the date of death. Further, IHT needs to be paid before probate is granted and investments can be sold. Bearing in mind the current market volatility, those investments could be worth a lot…
Retiring with a Pot of £250,000: Strategies for a Secure Future.
Retiring with a Pot of £250,000: Strategies for a Secure Future Retirement is one of life’s most anticipated milestones, and having a pot of £250,000 can open the door to a comfortable, independent future if managed wisely. Whether you’re nearing retirement or planning ahead, it’s crucial to understand your financial…
What May 2025 Hold?
What May 2025 Hold? Firstly, may we wish everyone a Happy New Year. Hopefully, it will be healthy and prosperous too. What may 2025 hold? We start 2025 with ongoing geopolitical uncertainty. The war in Ukraine rumbles on and Israel continues its fight with Hamas and Hezbollah. This is as…