Financial Advice Blog

Welcome to the Rutherford Hughes Financial Advice blog, where we publish regular articles, videos and podcast related to Financial Advice, ESG Investing, Inheritance Tax and more.

Make sure to check back on a regular basis to see what we have added to our financial Advice Blog, you can also follow us on our YouTube Channel.

RHL Autumn Statement 2022 from Jeremy Hunt

Autumn Statement 2022 – What it means  for you.

30 Nov 2022

17 November 2022 Jeremy Hunt used the Autumn Statement in an attempt to calm markets and reset public finances with a series of tax rises achieved through cuts and freezes to allowances. In his first few days in office, he had already reversed most of the measures announced in his

Read More
HOW TO OBTAIN 45% TAX RELIEF ON PENSION CONTRIBUTIONS

HOW TO OBTAIN 45% TAX RELIEF ON PENSION CONTRIBUTIONS

08 Nov 2022

Business owners tend to try and structure their income tax efficiently, but this can be enhanced further with a little planning. Fundamentally, other than the £3,600 annual contribution available to everyone, you can only place funds into a pension if it is from earned income. This excludes rental or investment

Read More
The inevitability of death and tezex - Rutherford Hughes - Newcastle

THE INEVITABILITY OF DEATH AND TAXES

03 Oct 2022

THE INEVITABILITY OF DEATH AND TAXES Although this is not published until early October, I am writing it just a few days before the late Queen’s funeral. It therefore seems appropriate to thank her for her life of service and to pass on our sympathies to the Royal Family. She

Read More
How to plan for inheritance tax.rutherford hughes financial advice copy

HOW TO PLAN FOR INHERITANCE TAX

13 Jul 2022

Inheritance tax is a tax on the value of everything you gift or leave behind when you die. Not everyone is required to pay inheritance tax. You can leave any amount to your spouse or civil partner. But if the amount you leave to others is valued above £325,000, the

Read More
Rutherford Hughes financial advice superheroes

The Funding Superhero

10 Jun 2022

THE FUNDING SUPERHERO This is at a tale of how help can come from unexpected places. The key is to take advice. You may well be very pleasantly surprised. Mr. Max Profit, business owner, and his Finance Director, Arthur Sixpence, are having a meeting as to how they should fund

Read More
INVESTING IN VOLATILE TIMES: THE JOYS OF POUND COST AVERAGING

INVESTING IN VOLATILE TIMES: THE JOYS OF POUND COST AVERAGING

05 Apr 2022

Currently there is a great deal of market volatility. In these circumstances investors must focus on the fact that they are investing for the longer term.  Markets can fall quickly but can rise equally fast. A way of dealing with volatility is by utilising “Pound Cost Averaging.” What is it?

Read More
Year end tax planning at Rutherford Hughes Ltd Newcastle

Year-end Tax Planning

07 Mar 2022

It is time to start thinking about 5 April and your year-end tax planning. After two Budgets in 2021, there should be no spring Budget this year. However, the Chancellor is expected to make a statement to parliament on 23 March alongside the publication of the latest economic forecasts from

Read More
Common Financial Terms

Time Not Timing

18 Feb 2022

TIME NOT TIMING  The latter part of 2021 and early 2022 have been choppy waters for investors to sail. It will have made some readers wary of investing at all, others perhaps waiting for the ideal time to commit their savings. Fact is you are unlikely to get it right.

Read More
The Value Of Financial Advice

The Value Of Financial Advice

10 Aug 2021

The Value Of Financial Advice One of the problems financial advisers face is being able to prove to a new or potential client that they are worth their fees. Existing clients are usually comfortable with this because they know and “feel” the value of financial advice provided. I say “feel”

Read More
Why Do You Need Independent Financial Advice

Why Do You Need Independent Financial Advice?

03 Aug 2021

Why Do You Need Independent Financial Advice? Whenever you want some financial advice or just need someone to keep an eye on your monetary affairs, you need someone who isn’t actually representing a company or institution. This is the reason why you need independent financial advice. Why? Simple…because they’re likely

Read More