Financial Advice Blog
Welcome to the Rutherford Hughes Financial Advice blog, where we publish regular articles, videos and podcast related to Financial Advice, ESG Investing, Inheritance Tax and more.
Make sure to check back on a regular basis to see what we have added to our financial Advice Blog, you can also follow us on our YouTube Channel.
Autumn Statement 2022 – What it means for you.
17 November 2022 Jeremy Hunt used the Autumn Statement in an attempt to calm markets and reset public finances with a series of tax rises achieved through cuts and freezes to allowances. In his first few days in office, he had already reversed most of the measures announced in hisRead More
HOW TO OBTAIN 45% TAX RELIEF ON PENSION CONTRIBUTIONS
Business owners tend to try and structure their income tax efficiently, but this can be enhanced further with a little planning. Fundamentally, other than the £3,600 annual contribution available to everyone, you can only place funds into a pension if it is from earned income. This excludes rental or investmentRead More
THE INEVITABILITY OF DEATH AND TAXES
THE INEVITABILITY OF DEATH AND TAXES Although this is not published until early October, I am writing it just a few days before the late Queen’s funeral. It therefore seems appropriate to thank her for her life of service and to pass on our sympathies to the Royal Family. SheRead More
HOW TO PLAN FOR INHERITANCE TAX
Inheritance tax is a tax on the value of everything you gift or leave behind when you die. Not everyone is required to pay inheritance tax. You can leave any amount to your spouse or civil partner. But if the amount you leave to others is valued above £325,000, theRead More
The Funding Superhero
THE FUNDING SUPERHERO This is at a tale of how help can come from unexpected places. The key is to take advice. You may well be very pleasantly surprised. Mr. Max Profit, business owner, and his Finance Director, Arthur Sixpence, are having a meeting as to how they should fundRead More
INVESTING IN VOLATILE TIMES: THE JOYS OF POUND COST AVERAGING
Currently there is a great deal of market volatility. In these circumstances investors must focus on the fact that they are investing for the longer term. Markets can fall quickly but can rise equally fast. A way of dealing with volatility is by utilising “Pound Cost Averaging.” What is it?Read More
Year-end Tax Planning
It is time to start thinking about 5 April and your year-end tax planning. After two Budgets in 2021, there should be no spring Budget this year. However, the Chancellor is expected to make a statement to parliament on 23 March alongside the publication of the latest economic forecasts fromRead More
Time Not Timing
TIME NOT TIMING The latter part of 2021 and early 2022 have been choppy waters for investors to sail. It will have made some readers wary of investing at all, others perhaps waiting for the ideal time to commit their savings. Fact is you are unlikely to get it right.Read More
The Value Of Financial Advice
The Value Of Financial Advice One of the problems financial advisers face is being able to prove to a new or potential client that they are worth their fees. Existing clients are usually comfortable with this because they know and “feel” the value of financial advice provided. I say “feel”Read More
Why Do You Need Independent Financial Advice?
Why Do You Need Independent Financial Advice? Whenever you want some financial advice or just need someone to keep an eye on your monetary affairs, you need someone who isn’t actually representing a company or institution. This is the reason why you need independent financial advice. Why? Simple…because they’re likelyRead More